ImWorseOffThanYou.com was created in March 2009 as an informal place on the internet to discuss the recession and have a moan about its effects. Since then we have widened our scope a little to include other things but while the recession continues we'll be here for people to tell us their experiences and offer their ideas.

Click on the links below to go to the "IWOTY" Forum where you can read about what is happening to others and tell the world what is happening to you during the credit-crunch. It may not all be bad news - has anything good or funny happened to you during the recession? Tell us about it. Are you a banker who's sorry about what you did to ordinary people? Or are you an ordinary person who's sorry to hear about the bankers' reduced bonuses? Let us know what you think.

You can also share money-saving ideas, post to the general chat forum or enter some carefully selected free to enter competitions.

Everyone can read our Forum but you have to be registered (It's free!) to post. Registration helps to prevent spammers and others from abusing our site.

Every month IWOTY^© will give a prize of £20 worth of Amazon Gift Certificates to the contributor who the site owners Dave and Pete decide has submitted the best post.

The most recent winning post to the IWOTY discussion forum is:

• Christmas Tips by sandman

All the prize winning posts are available in their own forum.

Choose a button below to take part in the "I'm Worse Off Than You" forum.